Should we have Joint or separate bank accounts?

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Following these changes, local marketing agreements largely fell out of favor for radio, as it was now possible for broadcasters to simply buy another station outright rather than lease it — consequentially triggering a wave of mass consolidation in the radio industry. Consolidation[ edit ] The most common use of an LMA in television broadcasting is to create a “virtual duopoly”, where the stations operated under the agreement are consolidated into a single entity.

The operations of the stations can be streamlined for cost-effectiveness through the sharing of resources, such as facilities, advertising sales, personnel and programming. For instance, FCC regulations only allowed a single company to own more than one full-powered television station in a given market if there are at least eight distinct station owners, and also prohibits the ownership of two or more of the four highest-rated stations based on total day viewership in a market.

An LMA or similar agreement does not affect the ownership of the station’s license, meaning that they do not require the approval of the FCC to establish, and the two stations are still legally considered separate operations from a licensing standpoint. Tegna , who holds the former Gannett’s broadcasting and digital media properties, re-acquired the licenses for most of the affected stations following the split. This could, especially in LMAs between two stations affiliated with the “major” networks, allow the broadcaster to charge higher fees for retransmission consent to television providers for carrying the stations, which could result in smaller cable companies not being able to afford the higher fees imposed.

Cable television providers advocated barring sharing agreements between television stations for this particular reason. In the United States, the FCC no longer allows broadcasters to collude with one another in negotiating retransmission consent fees. Benson had received offers from Raycom and others to buy the station, but was not prepared to sell WVUE outright.

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One in four couples between the ages of 18 and 34 bought a house together before they were married, according to a study by Coldwell Banker Real Estate. Low-rate mortgages, rising rental costs, and the ability to deduct mortgage interest from income taxes all make being a homeowner now rather than later seem like an attractive option. And while making that move first can work out well, as it did for Seattle couple Katy Klein and Charles Hagman , not every story has that same happy ending.

In fact, many financial planners advise against it. Compare Credit Scores You and your partner have probably already shared details about your income and savings when determining if you could afford to buy. If you or your mate has a poor score, it could influence how you decide to title the property and who takes responsibility for the loan.

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He shares joint custody of a dog with his ex. However, he has a group picture on his wall of her and him, and more of her in his drawer. Ugh, I do like the dog and do trust him, but this is driving me crazy! What about your needs? Obviously, this is a tricky situation. This guy obviously loves his dog. Dogs can be loved as much if not more as children in the minds of the right people.

It would be like asking him to stop contacting his children. So what do you do?

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Here, real women share what they wish they’d known when they split from their husbands and divorce professionals weigh in on how to combat the most unexpected, yet most common, mistakes they’ve seen clients make. Rest assured, these 10 lessons can get you through the end of your marriage, both financially and emotionally. Advertisement – Continue Reading Below 1. It may take a long time to recover—and that’s okay.

Jan 11,  · After a joint tenant dies, the surviving joint tenant(s) receives the deceased’s share. The deceased’s will has no effect on joint tenancy property. A major advantage is that probate costs and delays are avoided when a joint tenant dies.

Men love talking about strip clubs. If there is something I have learned in life, it’s that there is no easier way to get a smile out of a man than by mentioning strip joints or strip poker. They love to discuss whom they saw, what they saw, and what they did. It’s a private world that men relish and women fear. I realized then that men see these places as escapes, not a way of life.

I finally decided to visit a strip joint in order to see what all the fuss was about.

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Plus I just got a new black dress and wanted to look good for Jason. I thought of going to the comedy club at the Mall of America, but they were all booked. Jason was awesome and located another comedy club close to our dance lesson. Plus he said they have a bar and serve food.

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Donations Suggested Custody Stipulations Below are some suggested custody stipulations for inclusion into a formal custody agreement. These were written with a Joint Custody situation in mind, but could as easily be used in a Sole custody arrangement as well. That joint legal responsibility for and joint physical responsibility for said child, [name of child], be ordered. Mother and Father shall share and participate in the joint legal responsibility for and joint physical responsibility for said child.

The parents shall share custody of said child as set forth below: Pick-up of said child is to occur at the resident of the other parent or said child’s school. That the attached Holiday and Vacation schedule be ordered. The parent receiving said child for their summer vacation, special days or holidays shall provide the transportation for said child, which he or she may delegate to a responsible adult.

The pick-up-from and delivery-to location of said child shall be at the residence of the other parent, or said child’s school. Summer vacations prevail over Special days and Holidays, which in turn prevail over regular periods of custody. Flexibility in child care responsibilities and involvement are to be encouraged, and the terms of this agreement are to be liberally interpreted to allow said child the maximum benefit to be derived from the love, concern, and care for both Mother and Father.

Each party shall see that the medical, surgical, dental, and school records for said child will be available and accessible to both parties. Neither parent should be allowed to move the child’s residence beyond a twenty mile radius without prior consent.

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Most joint accounts are between spouses or other relatives, such as a senior and her adult child. They don’t have to be, however. If you know the other person well, and trust him not to run off with your money, then you can open a joint bank account with just about anyone.

Wiz Khalifa’s two favorite indulgences merged during a night out — a joint and a smoke show GF. The rapper hit up Poppy Monday night in WeHo with his crew but it’s his main squeeze who stole the.

Previous Next Did you know that finances are a leading cause of stress on and in relationships? This is probably not surprising since finances tend to be a top source of stress for most people, in a relationship or not. How much debt do each of you have, and what kinds? How much are you making as a household? Where are you spending it? How will you manage your finances should be a conversation that you have once you decide to create a life together preferably before tying the knot.

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Addiction experts in psychiatry, chemistry, pharmacology, forensic science, epidemiology, and the police and legal services engaged in delphic analysis regarding 20 popular recreational drugs. Cannabis was ranked 11th in dependence, 17th in physical harm, and 10th in social harm. This condition is known as temporal disintegration.

There have been few reports of symptoms lasting longer. These statistics include visits in which the patient was treated for a condition induced by or related to recent cannabis use. The drug use must be “implicated” in the emergency department visit, but does not need to be the direct cause of the visit.

Oct 08,  · Yuck on the joint account. If youre only doing it to ward off exes, and you are too passive to tell the exes to their face to get lost then you shouldnt have one.

Antique Furniture Joints — Determine the quality of your antique furniture. Recognizing different kinds of furniture joints can help you determine the quality of antique furniture. The same is true about furniture with dovetail construction on the drawers as opposed to rabbet joint drawers. Dovetails are a better joint and will last indefinitely. When you look at the exterior surface of a joint, you may only see a line where the two pieces of wood meet.

Butt Joint A butt joint is made when two pieces of wood are butted together and glued.

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Advertisement Advertisement Avoid a pain in the neck. Document holders attached to computer monitors and positioned at eye-level, along with hands-free telephone headsets, can reduce neck strain. Your upper body should be spaced 20 to 26 inches from your computer monitor, the top of which should be at an even line with the top of your head when your head is in neutral position. Your arms should hang comfortably at your sides, elbows at a right angle, with your wrists relaxed while typing.

Ditch the high heels. Unless you’re a fashion model, chances are you can live without high heels. Experts say a three-inch heel stresses your foot seven times more than a one-inch heel. In addition, heels put extra stress on your knees and may increase your risk of developing osteoarthritis. Neither sitting nor standing on your feet all day is good for you.

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I have seen four A stamps on Natural finished bodies, and a trans-red with an A stamp. I’ve seen a C on a Monaco Yellow and a Sunburst. I have also seen a D, along with an A on a Sunburst body. This is just a theory, but if only A’s were put on Natural finished guitars as an example, it could help determine if a guitar is refinished.

The Joint FAO/IAEA Programme is part of both FAO’s Agriculture Department and the IAEA’s Department of Nuclear Sciences and Applications is known as AGE in FAO and as NAFA in IAEA.

One of the first joinery cuts that new woodworkers try is the rabbet. A rabbet is simply an open-sided channel or recess along the edge or across the end of a board or panel. Easy to cut, it helps locate parts during assembly, and it provides more of a mechanical connection than does a butt joint. Single Rabbet Joint The most common form of rabbet joint is what I call the single rabbet joint. Only one of the mating parts is rabbeted. The cut is proportioned so its width matches the thickness of the mating board, yielding a flush fit.

The depth of the rabbet for this joint should be one-half to two-thirds its width. When assembled, the rabbet conceals the end grain of the mating board. The deeper the rabbet, the less end grain that will be exposed in the assembled joint. Double Rabbet Joint In the double-rabbet joint, both the mating pieces are rabbeted. Either form works as a case joint.

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